Terms and Conditions: Read, Relax, Enjoy!

Please read them carefully to understand your rights and responsibilities.

Introduction

Please take a moment to read through these terms to understand your rights and responsibilities while using our services.

Welcome to Finuary

Welcome to Finuary! We're thrilled to have you on board. Our platform is designed to help you track, manage, and optimize your entire investment portfolio across 401k, stocks, crypto, bank accounts, mutual funds, and Indian saving instruments. By using Finuary, you are agreeing to these terms and conditions, so please read them carefully.

Your financial success is important to us. If you have any questions or concerns about these terms, please do not hesitate to contact us. Our team is here to assist you and ensure you have a secure and rewarding experience with Finuary.

Acceptance of Terms

By accessing or using our services, you agree to comply with and be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must not use our services. Your continued use of Finuary signifies your acceptance of these terms.

We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new terms on our website. It is your responsibility to review these terms periodically. Continued use of the service after any changes means you accept the new terms.

Our Commitment to You

At Finuary, we are committed to providing you with reliable, secure, and feature-rich financial tracking services. Our goal is to help you achieve your financial objectives with complete visibility into your investments across all platforms. We continuously work to improve our services and provide you with the most comprehensive portfolio management experience.

We value your feedback and suggestions. Please feel free to reach out to us with any comments or ideas on how we can serve you better. Your input helps us enhance Finuary and meet your

User Accounts

This section explains the requirements and responsibilities associated with creating and maintaining a user account on Finuary. Please ensure you understand and comply with these guidelines to use our financial tracking services effectively.

Registration

To access Finuary's portfolio tracking features, you must create a user account. During registration, you agree to provide accurate and complete information. This information helps us serve you better and ensures the security and functionality of your financial account.

By registering, you also agree to keep your information up-to-date. Inaccurate or outdated information can lead to issues with your account and may affect your ability to use certain features of Finuary.

Account Security

Maintaining the security of your account is your responsibility. You agree to keep your password confidential and not share it with anyone. If you suspect any unauthorized use of your account, you must notify us immediately.

We recommend using a strong and unique password for your Finuary account. Regularly updating your password and using two-factor authentication, if available, can further enhance the security of your account.

Account Usage

As the account holder, you are responsible for all activities that occur under your account. This includes any actions taken by others who may have access to your account. Ensure that you monitor and manage your account usage appropriately.

If we detect any suspicious or unauthorized activities, we may take actions to protect your account, including temporarily suspending access or requiring additional verification steps. Our goal is to safeguard your account and personal information.

Disclaimer of Warranties & Limitation of Liability

This section outlines the warranty disclaimers and limitations of our liability regarding the use of Finuary services. Understanding these limitations helps you know the extent of our responsibilities and your rights.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINUARY AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO: (A) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT; (B) WARRANTIES ARISING OUT OF COURSE OF DEALING OR TRADE USAGE; (C) WARRANTIES THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR THAT ACCESS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; AND (D) WARRANTIES AS TO THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY FINANCIAL DATA, MARKET DATA, OR ANALYSIS PROVIDED THROUGH THE SERVICE.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM FINUARY OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. FINUARY IS NOT A REGISTERED INVESTMENT ADVISOR AND NOTHING ON THE SERVICE CONSTITUTES FINANCIAL, INVESTMENT, LEGAL, OR TAX ADVICE. YOU ASSUME ALL RISK FOR ANY DECISIONS MADE IN RELIANCE ON THE SERVICE.

Third-Party Services

Finuary may include links to third-party websites or services that are not owned or controlled by us. We do not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. Accessing and using these third-party services is at your own risk.

We are not liable for any loss or damage incurred as a result of any dealings with third-party websites or services, including the sharing of your information with such third parties. It is your responsibility to review the terms and conditions and privacy policies of any third-party websites or services you use.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FINUARY OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR COST OF SUBSTITUTE SERVICES — EVEN IF FINUARY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL FINUARY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS EXCEED THE GREATER OF: (A) THE TOTAL AMOUNTS YOU PAID TO FINUARY IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100). YOU ACKNOWLEDGE THAT THESE LIMITATIONS ARE AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN FINUARY AND YOU, AND THAT FINUARY WOULD NOT PROVIDE THE SERVICE WITHOUT THEM.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitations may not apply to you in full. In such cases, our liability will be limited to the fullest extent permitted by applicable law.